PayPal Credit is a line of credit from Community Capital Bank that gives you the flexibility to pay for your purchase now, or pay over time. It’s easy to apply and easy to use.

Think of it as a secure, instant and reusable credit line that you can use when you receive your invoice if you pay with your PayPal account. You can apply during checkout by simply entering your birth date and the last 4 digits of your Social Security number, then accepting the terms. You’ll get an approval decision in seconds. (PayPal Credit is subject to credit approval and offered by Community Capital Bank.)